Final Expense

Final Expense Life Insurance

Final expense life insurance is used to cover funeral and burial costs for your loved ones. It is not meant to leave extra money for them to provide living expenses. Only to make sure they are not left with expenses associated with a death.

Why should you get a Final Expense policy?

It’s absolutely necessary to make sure you plan for your final expenses. The cost of a funeral and burial is nearing $13,000 and unless you have a life insurance policy to cover it, your family will be on the hook for the bill. Give them, and yourself, peace of mind with a final expense life insurance policy.

What does it cover?

It just depends on the size of your policy but the idea in mind is to pay for all of your final expenses. You no longer have to worry about your loved ones paying for your casket, cremation, embalming, funeral, and etc.

That means you also don’t have to worry about your family struggling to find the money, fighting over who will foot the bill, or any of that. They’ll be focused on helping each other emotionally. 

But did you know a final expense plan can also help take care of household bills, medical bills, home loans, and even credit card bills? 

Whatever debt you have left over can be paid for by a final expense policy.


Do I have to pass a medical exam?

In most cases, no. All you have to do is answer some simple questions about your health on a questionnaire. 

However, this does not mean you can lie on the questionnaire, get a policy, and suffer no repercussions. If you lie, your claim may be investigated and denied when you pass away. 

Admittance is easy for most people anyway.


So, how do I get a policy?

Because there is no medical exam required, coverage can be gotten quickly. All it takes is you submitting a request for a free quote.

Then, we can start shopping your policy to find the best price and coverage. So, do your family a favor and protect them from the burden of your final expenses with a policy from Young Insurance Group.