How can you save money on your auto insurance
Beyond having a clean driving record and living outside of urban areas, there are a few other ways to save on your car insurance.
Most insurance carriers offer discounts for people in all walks of life. These may include:
Good student • Safe driver
Company • Military
But beyond that, there are some ways you can avoid having a higher premium in the first place. These are the ways you can have a lower premium:
Have a car that’s cheaper to insure
Improve your credit
Usage-based insurance
Young Insurance Group agents are happy to review your situation to find all the discounts applicable to your policy so you can be sure you get the best deal available.
Filing a claim
There are some best practices to make sure your claims process goes smoothly and as quickly as possible.
First, after an accident, call the police. If there are injuries, call 911. If not, try to call the non-emergency line. They document everything that has happened and file an official police report so there’s no he-said she-said.
Then, call your insurance agent or company so they can start the claims process.
After that, start taking pictures of all damage to provide the agent working your case.
An insurance adjuster will investigate the claim, issue an estimate for the repairs, and determine if the car is a total loss. Your adjuster may or may not investigate in person.
Make a note of any deadlines for paperwork and ask to be notified of any updates in your claim.